PENYELESAIAN KREDIT MACET PERBANKAN DALAM PANDANGAN ISLAM: Tinjauan Regulasi Kasus Kredit Macet akibat Bencana Alam

M. Aqim Adlan

Abstract


The existence of bank (Islamic and conventional) as an intermediary financial institution whose existence and operations are regulated by a set of rules and regulations often experiences the uncertainity in taking decisions related to bad loans caused by natural disasters. Like a coin, one hand there are the interests of the owners of capital and the other side there is a sense of humanity to reditors. It is certain that the settlement efforts should involve the appropriate authorities and require a long time. The taken Decisions often differs from the real cases. It looks not giving the sense of justice for creditors.

Keywords: Bad Loans, Regulations, and Islam.


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